Does Etsy Accept Visa Gift Cards? | Know More About Etsy Payments

Does Etsy Accept Visa Gift Cards?

Once you have set up your shop on Etsy and are ready to make your first sale, you may be interested in learning more about the payment options. Does Etsy accept Visa gift cards? What about personal checks and money orders? What are the different methods available to buyers who wish to purchase from your shop? And how do you collect payments from the e-commerce platform anyway?

Let’s find out.

Does Etsy Accept Visa Gift Cards?

If you came here looking for the answer to this question only, you will shortly find out. But we suggest that you carefully read through the rest of the article too. It contains lots of other useful information about Etsy Payments that will come in handy for running your shop efficiently and effectively.

So, coming back to the question: does Etsy accept Visa gift cards?

The short answer is yes. Etsy does accept Visa gift cards.

In fact, buyers can also pay with Visa credit cards and prepaid Visa debit cards along with a range of other options, including services like PayPal and more.

Note that this e-commerce platform’s payment policy doesn’t explicitly state anything about Visa ‘gift’ cards. However, it approves all payments made via any type of credit and debit cards. Since gift cards, by definition, are non-reloadable prepaid cards, they are automatically included under the broader category of debit cards. That is, they work just like a regular debit card except that their initial value is determined by the card buyer at the time of purchase, without the option of adding extra funds later on.

Put simply, customers can pay with Visa gift cards at Etsy – but for that, you need to enroll your shop in Etsy Payments.

Getting Paid at Etsy

It doesn’t matter what items you are offering; as a seller, customer satisfaction must be your top priority. And when it comes to shopping online, one of the main things that affect customer experience is the mode of payment.

Be it Etsy, Amazon, AliExpress, or any other online retailer for that matter; buyers want a safe, secure, and hassle-free checkout. So, if you want to make the most of this opportunity for earning money online, you must strive to provide the same for your customers in order to ensure long term success. For that, you need to understand the available payment options and checkout procedure yourself.

Luckily, Etsy has kept it all quite simple, which is perhaps one of the biggest reasons why it has become a renowned online global marketplace with millions of monthly active users.

As of last year, Etsy had more than 2.5 million sellers from over 200 different countries, with the majority based in the U.S. and U.K, followed by Canada and Australia.  

How does it handle hundreds of thousands of transactions every day while offering a seamless online shopping experience to sellers and buyers alike?

The answer lies in its integrated payment services called Etsy Payments.

Etsy Payments

Etsy Payments is the updated version of what was previously known as Direct Checkout. It simplifies payments for both you and your customers by providing you with ten different options to choose from. By enrolling in Etsy Payments, you can get paid through any of the following:

  • Credit cards
  • Debit cards/ bank cards
  • PayPal
  • Apple Pay
  • Google Pay
  • Etsy gift cards
  • Etsy credits
  • Klarna Invoice payments (for users based in Germany)
  • iDEAL (for users based in the Netherlands)
  • Sofort (for users based in Germany and Austria)

Depending on where you live, you might also have the option to choose direct bank transfers in addition to the methods listed above.

The biggest perk of Etsy Payments is that as a shop owner, you don’t need to have an account for any of these services itself. Your receipts will be processed by Etsy so that all your sales funds are collectively available in one place – your Etsy Payment Account.

While this service is not currently available worldwide, it is mandatory for sellers in eligible countries to sign up for Etsy Payments. U.S., U.K., Australia, Canada, New Zealand, Singapore, and most of the European countries are all included under the list of countries where enrollment in Etsy Payments is compulsory.

Etsy might charge you a small fee for processing the payments. The total amount varies by location. For example, if you are selling from Poland or Bulgaria, you will be charged a foreign exchange fee in addition to the base cost for depositing the sales funds into your account.

Other Methods of Payment

Shopping On Etsy

Etsy Payments is a comprehensive and well-integrated solution to handle all your transactions in one place. However, if you are in a region where this service is not yet available, there’s no need to worry. There are still multiple forms of payment at your Etsy shop that you can accept.


PayPal is a popular payment method among Etsy users. Buyers can use their PayPal accounts to instantly pay for their items. The money will be deposited in your PayPal account and you can then transfer or encash it via your local bank account. Note that Etsy’s policy that disables standalone PayPal payments only applies to sellers in countries eligible for Etsy Payments. For sellers outside those regions, Etsy still disburses funds into the seller’s PayPal account rather than the Etsy Shop Account.

Money Orders

We might be living in the digital age, but some customers are still a bit old-school – they prefer the ‘safety’ of their tried and tested methods and thus, might want to pay through money order. Etsy addresses all such issues so that you don’t lose any potential customers. However, if you choose to enable this feature, keep in mind that payments won’t be rendered immediately as it takes time for the money order to arrive by mail.

Personal Checks

Accepting personal checks at your Etsy shop offers the same benefits (and limitations) as accepting money orders. You are able to accommodate buyers who have a somewhat dated approach to online shopping, but at the cost of your own convenience for collecting the payments.

Setting Up Your Payment Method

To set up the method of payment for your Etsy shop, follow the steps mentioned below:

  • Go to and sign in to your account
  • From the main menu, select ‘Your Account’
  • Now, go to ‘Shop Manager’ and then click on ‘Finances’
  • Go to ‘Payment Settings’
  • Click on ‘Etsy Payments’ to enroll in the program

Alternatively, if Etsy Payment is not available, you can customize the payment method according to your needs and preferences by selecting ‘Enable Manual Payment Methods.’ Toggle the buttons next to the desired options to set up the method you wish to use

Note that this procedure is for sellers whose shops are already up and running. If you haven’t yet opened your Etsy shop and want to set up payments before you do, the process is even simpler.

All you need to do is go to the ‘Get Paid’ section. Enter your shop name and the items you wish to sell and select your preferred method of payment from the tab. And that’s it!

You are ready to make your first sale!

End Note

Etsy is one of the most popular e-commerce sites, especially among buyers for handmade goods, art and craft supplies, and the likes. If you are setting up a shop to leverage the high demand on this platform, you sure have made a wise decision.

We hope this guide to Etsy payments has helped you figure out the answers to common questions you might have as a seller.

If you still have any more queries, you can always contact the Help Center at Etsy.